Save money with our partner's network of over 160 not-for-profit credit union lenders. Learn more about private student loans or private student loan consolidation.

We're financial aid and student loan repayment experts who provide families and students with independent, objective, and personalized consulting.

Financial Aid Counseling

Need help applying for financial aid or understanding your award? No matter where you are in the financial aid process, we can help you maximize all available grant, scholarship, work and loan options to get the most aid possible from freshman year to graduation.

  • Financial aid application and FAFSA assistance
  • Guidance through special financial circumstances
  • Financial aid offer evaluation and comparison
  • Individual advisement and consulting

Learn more about how our financial aid counselors can help you pay for college »

Student Loan Repayment

Having trouble paying back your student loans? Whether you just graduated, are still in college, or have been out of school for years, our experts will devise the best student loan repayment plan for you and your budget.

  • Repayment plan counseling tailored to your needs and financial circumstances
  • Loan consolidation advisement and application assistance
  • Personal advisor consultations
  • Flexible, attentive service on your schedule

Read more about our student loan repayment service »


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Rick Ross

Rick RossWith over 25 years of financial aid and educational lending experience, Rick Ross has the expertise to help you figure out how to pay for college and repay your student loans. Prior to co-founding College Financing Group, Rick worked in higher education lending roles for two Fortune 500 banks and served as Assistant Financial Aid Director at Erie Community College.

Andy Leardini

Andy LeardiniAndy Leardini brings over 12 years of financial aid, educational lending, and consumer lending experience to College Financing Group. He is well-known in the financial aid community for his high level of service and knowledge. In his previous positions at Nelnet and M&T Bank, Andy received regional and national awards for his outstanding performance working with financial aid clients.