Student Loan Repayment Consulting

Need help repaying student loans? Our experts will devise the best student loan repayment plan for you and your budget.

Schedule a Consultation or call 716.745.7286

35+ years of education financing experience

With more than 35 years of education financing experience, our experienced consultants understand the intricacies and necessary steps to save money on your student loan repayment. We can guide you through a sometimes confusing and frustrating repayment process.

Affordable counseling for the people who need it most

Drowning in student loan debt? Can't afford your monthly payments? We could save you hundreds of dollars each month on your student loan bill.

Personalized solutions tailored to your needs

From Income Based Repayment to deferment and consolidation, we have the expertise to devise a repayment plan that works best for your individual situation.

Flexible, attentive service

No matter where you're located, we'll work with your schedule to utilize the most convenient and effective student loan consulting options: online, telephone, or face-to-face.

Our Process

Whether you just graduated, are still in college, or have been out of school for years, we can help you manage your student debt and make your monthly payments more affordable. Contact us and we'll design a custom plan tailored to your individual needs. Or call us at 716.745.7286 for a free consultation.

We'll use this 4-step process to evaluate your individual needs and determine the best repayment plan for your situation.

  1. Discovery Phase

    • Specialize in the confidential management of your student loans
    • Discuss individual needs and resources to make repayment
    • Review your educational loans (Stafford, Direct Subsidized/Unsubsidized, Perkins, PLUS, GradPLUS, Private/Alternative Loans) and current loan terms

  2. Loan Repayment Analysis

    • Explain the basics of student loan repayment options
    • Outline student loan repayment strategies (i.e. lower monthly payment, consolidate monthly payments, pay off high interest rate loans, fixed interest vs. variable rate loans, etc.)

  3. Application(s) Review and Input

    • Provide independent objective repayment options
    • Guidance with the application(s) process, from organizing eligible loan types to online repayment application
    • Assist with all required information for selected repayment option

  4. Loan Repayment Final Review

    • Review selected repayment plan terms and benefits
    • Define how your student loan repayment plans could change over time
    • Confirm your student loan repayment plan is in effect

Benefits

Loan Repayment Solutions

By enrolling in our Loan Repayment Solutions service, you'll receive:

Let's Talk
  • Repayment Plan Advisement We'll review all educational loans under the student and parents' names and explain general repayment terms and options, including deferment and forbearance.
  • Education Loan(s) Strategic Summary College Financing Group will categorize each borrower's education loan and consult with the borrower to determine available cost-effective repayment options.
  • Loan Consolidation Advisement and application assistance We will explain Loan Consolidation and assist with the online application process, if applicable.
  • Personal Advisor Consultation* College Financing Group experts will quickly answer all of your student loan questions.
  • College Financing Group Repayment and Consolidation Tip Sheets These materials will serve as a guide for you to follow once our consulting service is complete.

* College Financing Group experts will answer your questions via e-mail and/or phone within 24 hours. In person meeting with a College Financing Group representative outside of NY will result in additional charges above the membership subscription.

I contacted College Financing Group to assist in my student loan repayment. At the time I had loans through multiple lenders and needed assistance in finding a repayment plan that worked with my budget. With their expertise, they guided me towards a new repayment plan. I can now stay afloat and not stress about how I am going to pay my next bill.
Christine C., Niagara Falls, NY

Get help repaying your student loans and lower your monthly payments today. Call us at 716.745.7286.

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