We're partnered with 320 not-for-profit credit union lenders. Learn more about private student loans or student loan refinancing.

Student Loan Refinancing

Student loan refinancing allows borrowers burdened with high interest rates and multiple student loans to simplify their finances and save money during repayment.

Our partners at LendKey work with a network of over 275 not-for-profit credit union lenders to offer some of the lowest student loan refinancing rates available to borrowers. Their program allows borrowers to refinance federal and private student loans, reduce their monthly payments, save significant money on interest and get out of debt. LendKey offers highly competitive refinancing rates from 2.52% APR for variable rate loans and 3.25% APR for fixed rate loans.

To find out more about refinancing your student loans through LendKey’s Student Loan Refinancing program, contact us or apply here.

It takes just 2 minutes to find out your new interest rate. Checking your rate will not affect your credit score.

Get My Rates » for Student Loan Refinancing
A note for Internet Explorer users: LendKey's website requires version 9 or newer. Update here or download Chrome.

Save money by refinancing student loans

LendKey’s Student Loan Refinancing program can help student loan borrowers potentially lower their payments, reduce their interest rate, and extend their repayment term. Other benefits include:

Lower Payments & Rates

Lower Payments & Rates

Competitive interest rates starting at just 2.52% APR can help reduce your monthly payment.

Consolidate Federal & Private Loans Together

Refinance Federal & Private Loans

Make just one easy monthly payment by refinancing your federal and private student loans together at a low rate.

Cosigner Release

Cosigner Release

Creditworthy borrowers who make consecutive, full on-time principal and interest payments can be eligible for cosigner release.

Various Repayment Options

Various Repayment Options

Borrowers who have entered the full repayment period and repaid a certain percentage of the loan principal can have their interest rate reduced.

No Origination Fees

No Origination Fees

Most lenders won’t charge you origination fees when you refinance your loans.

Interest Rate Reduction with Automatic Payments

Automatic Payments Savings

Many lenders will reduce your interest rate by 0.25% when you sign up for automatic payments.

It takes just 2 minutes to find out your new interest rate.
Checking your rate will not affect your credit score.
Get My Rates » for Student Loan Refinancing
A note for Internet Explorer users: LendKey's website requires version 9 or newer. Update here or download Chrome.
It takes just 2 minutes to find out your new interest rate.
Checking your rate will not affect your credit score.
Get My Rates » for Student Loan Refinancing
A note for Internet Explorer users: LendKey's website requires version 9 or newer. Update here or download Chrome.
"I contacted College Financing Group to assist in my student loan repayment. At the time I had loans through multiple lenders and needed assistance in finding a repayment plan that worked with my budget. With their expertise, they guided me towards a new repayment plan. I can now stay afloat and not stress about how I am going to pay my next bill." --Christine C., Niagara Falls, NY

Get help repaying your student loans and lower your monthly payments today. Call us at 1-888-234-3907 or fill out the form below.

Have questions about student loan refinancing?

Fill out the form below and we'll let you know how we can design the best repayment strategy for your circumstances.

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