Student loan refinancing allows borrowers burdened with high interest rates and multiple student loans to simplify their finances and save money during repayment.
Our partners at LendKey work with a network of over 275 not-for-profit credit union lenders to offer some of the lowest student loan refinancing rates available to borrowers. Their program allows borrowers to refinance federal and private student loans, reduce their monthly payments, save significant money on interest and get out of debt. LendKey offers highly competitive refinancing rates from 1.90% APR (with AutoPay) for variable rate loans and 3.64% APR for fixed rate loans.
LendKey’s Student Loan Refinancing program can help student loan borrowers potentially lower their payments, reduce their interest rate, and extend their repayment term. Other benefits include:
Competitive interest rates starting at just 1.90% APR (with AutoPay) can help reduce your monthly payment.
Make just one easy monthly payment by refinancing your federal and private student loans together at a low rate.
Creditworthy borrowers who make consecutive, full on-time principal and interest payments can be eligible for cosigner release.
Borrowers who have entered the full repayment period and repaid a certain percentage of the loan principal can have their interest rate reduced.
Most lenders won’t charge you origination fees when you refinance your loans.
Many lenders will reduce your interest rate by 0.25% when you sign up for automatic payments.
"I contacted College Financing Group to assist in my student loan repayment. At the time I had loans through multiple lenders and needed assistance in finding a repayment plan that worked with my budget. With their expertise, they guided me towards a new repayment plan. I can now stay afloat and not stress about how I am going to pay my next bill." --Christine C., Niagara Falls, NY
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